Are you sick and tired of being employed in a company that does not even offer benefits and insurances? With the recession going on in the United States, it is not by far impossible that even health benefits and access to the health care system may be compromised. In the year 2006, more than 45 million Americans are uninsured throughout the U.S. What others do however, is to can apply for a health insurance in a privately owned insurance company. Only that, the cost of insurance is extremely high that not everyone can really be entitled to it. Even those belonging to the middle class find the rates too expensive, given a $4 479 per year for single individuals, and $12 016 yearly for families on the average.

This does not happen in the United States alone. In the year 2007, Swiss people rejected the idea of having a single health insurance for the reason that the premiums would be based on the salary and wealth of an individual. Both countries are pointing to one thing: that single health insurance adds more cost, yet produces no value for the citizens. When people fail to pay for their premiums on a monthly basis, they lose their insurance, thus when the time comes that they need immediate health services, they are no longer covered. For those who get the chance to keep their insurance, their choice of doctor, treatment and even hospital is quite limited. What can possibly be done about this? Expand the Medicare program and improve its coverage such that everyone is entitled to it. It is also proposed to eliminate private insurance companies.

You’ve definitely heard of Expanded and Improved Medicare for All Single Payer National Health Insurance, where you get an automatic enrollment and a health card. In addition, you are free to choose your doctor and hospital, and your public agency is the one processing the bills for you. This way, a lot of money is cut from hardware and software costs, since healthcare providers submit claims to only one agency, thus lowering down the cost of insurance. Now use it to your fullest advantage. Make sure that you have your regular annual check ups in hospitals so that you utilize this insurance for your maximum benefit. A healthy U.S. citizen helps a lot in sustaining a stronger economy. So make sure you keep yourself healthy and strong as well.

Another news that we should also think about is this. A bill was proposed in the US Congress recently regarding a health reform that requires employers to provide health insurance to workers based on 8% of their pay-roll. This may be carried out by most large companies, but for small businesses, this may predispose them to shutting their doors. For someone who cannot afford private insurance coverage, this one may be beneficial to you. But for some small companies, this may equate to possible closure, thus additional decline in the national economy. These large issues nowadays, specifically the ones about single health insurances are faced by the labor sector and the government. Now it is up to you to go for this bill or not. Who knows? It may just come out better.