It might sound a little odd to some people but you need to be very careful when it comes to home insurance and owning a trampoline. The thing is that in the US, there are about 3 million trampolines which in turn cause all sorts of injuries and a staggering $280 million is spent every year by insurance companies as a result. So naturally, insurance firms are very wary of insuring anyone with a trampoline on their property.
Roughly 40% of injuries caused by trampolines are in the lower body and there are a number of accidents that can cause paralysis, which of course requires a lifetime of medical assistance. A trampoline can seem like a fun toy for your kids but all too often it can end in tears. If you are buying a trampoline then you need to make sure you set up some rules in terms of only allowing x number of people on at one time and also installing a safety net.
In terms of home insurance, you should look at your policy to see if there is a trampoline exclusion clause. Normally if someone suffers an injury in your home your insurance policy will cover the costs. However if there is a trampoline exclusion policy then you will not be covered for any injuries. Many people don't realize this when they buy a trampoline so if you have bought one, please make sure you are covered.
When you contact your home insurance company to inform them that you now have a trampoline they may well ask you to remove it or they will cancel your policy. So it's well worth finding out ASAP rather than finding out when it's too late. There is also the issue of people going on your trampoline without permission. If they were to have an accident they might actually be able to take you to court. I know that this is very unfair but that's the truth.
So although having a trampoline might be something your kids have been badgering your about for ages, make sure you don't rush out to buy one without thinking of the insurance implications.
Trampolines And Homeowners Insurance
Written by April
April
E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view itLatest from April
18 comments
-
Comment Link
Saturday, 29 October 2011 10:55
posted by
china wholesale
Hi, the article is so wonderful, I am interested in it. I will pay attention to your articles.
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
-
Comment Link
Saturday, 29 October 2011 10:55
posted by
Ugg Boots Online
Thank you for your articles
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
-
Comment Link
Friday, 25 November 2011 09:39
posted by
Trampolines for Sale
Thanks for this great and interesting article. I really enjoyed the article. It's really useful and informative for me.
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
-
Comment Link
Sunday, 18 December 2011 07:38
posted by
Rosetta Stone Online
Morning, I'm looking for some materials to my studies and I came here through my friend's blog. I'm suprissed, because I really like it! And I'm thinking whether the part of the information can I use as mine? Is it posibble? Please, answer me. Thank you.
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
-
Comment Link
Friday, 06 January 2012 09:53
posted by
Christian Louboutin
Experience more than sufficiently teaches that men govern nothing with more difficulty than their tongues. (Bendict de Spinoza, Dutch philosopher)
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
-
Comment Link
Thursday, 12 January 2012 08:48
posted by
cheap nfl jerseys shop
Lin Yan Wu Aotian hear briefing, immediately think of him when he came back before the bike ambulance pass
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
-
Comment Link
Saturday, 14 January 2012 04:25
posted by
uggs sale clearance
And they call this the "land of the free". What a COLOSSAL JOKE. Insurance companies are nothing but BLOODSUCKING PARASITES. IF not for the greedy banksters and their ridiculous rip offs called MORTGAGES, there would be no need for these additional bloodsuckers to leech off of homeowners.
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
-
Comment Link
Tuesday, 17 January 2012 03:43
posted by
Marc Jacobs outlet sale
Wow and wow! Thank you! I always wished to write in my site something like that.
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
